For millions of Americans who rely on Social Security payments, understanding when to expect these benefits each month is crucial for financial planning. Social Security Disability Insurance (SSDI) payments, along with retirement and Supplemental Security Income (SSI) benefits, are distributed on different dates throughout the month, based on the beneficiary’s date of birth and other factors. Here’s the breakdown of Social Security and SSDI payment dates for August 2025.
Social Security Payment Dates in August 2025
Payments are typically issued according to the beneficiary’s birth date. However, there are exceptions for those who began receiving benefits before May 1997 or those who also receive SSI. Here’s a look at the key payment dates for August 2025:
Friday, August 1, 2025: Payment for SSI beneficiaries and those receiving benefits before May 1997 (including retirement, spousal, or survivor benefits).
Wednesday, August 13, 2025: Payment for people born between the 1st and 10th of any month.
Wednesday, August 20, 2025: Payment for people born between the 11th and 20th of any month.
Wednesday, August 27, 2025: Payment for people born between the 21st and 31st of any month.
Friday, August 29, 2025: Early SSI payment for September, as the September payment usually falls on the 1st, which is a Labor Day holiday. This ensures no delay in payment.
Payments are typically deposited electronically or sent by check, depending on the beneficiary’s selected preference when they signed up for their benefits.
Social Security Payment Amounts for August 2025
The amount you receive from Social Security depends on several factors, including your earnings history and the age at which you retire. According to the Social Security Administration (SSA), here are some key figures for August 2025:
Average Monthly Retirement Benefit (May 2025): $2,002.39, surpassing $2,000 for the first time.
SSI Average Monthly Benefit (May 2025): $718.30 for the 7.4 million SSI beneficiaries.
Maximum Monthly Benefits for 2025:
Retirement at age 62: Up to $2,831 per month.
Retirement at age 67 (Full Retirement Age): Up to $4,018 per month.
Deferred Retirement at age 70: Up to $5,108 per month.
These amounts can vary, depending on your specific circumstances, such as your lifetime earnings and when you choose to start claiming Social Security benefits.
Expected Cost-of-Living Adjustment (COLA) for 2026
Looking ahead, the SSA is expected to announce a 2.6% Cost-of-Living Adjustment (COLA) for 2026. This increase, based on inflation rates, will help beneficiaries keep up with rising living costs, including healthcare, housing, and food. The official COLA adjustment will be announced by the SSA in October 2025.
Summary of Social Security Payment Dates for August 2025:
| Date | Payment Type |
|---|---|
| August 1, 2025 | SSI payment and payments for those who started receiving benefits before May 1997 |
| August 13, 2025 | Social Security payment for those born between the 1st and 10th of the month |
| August 20, 2025 | Social Security payment for those born between the 11th and 20th of the month |
| August 27, 2025 | Social Security payment for those born between the 21st and 31st of the month |
| August 29, 2025 | Early SSI payment for September (due to Labor Day holiday) |
What Should Beneficiaries Do?
If you are a beneficiary, it’s important to:
Review your payment schedule to ensure you know when your benefits will be paid.
Monitor your bank account for direct deposit payments or watch for your check in the mail.
Prepare for the COLA increase by adjusting your budget to take full advantage of the 2.6% increase when it is implemented in 2026.
The SSA website and My Social Security account are also great tools to track your benefits and make any necessary updates to your payment preferences.
