For millions of Social Security recipients in the United States, monthly SSDI (Social Security Disability Insurance) checks provide a sense of stability and financial security, especially in uncertain times. A new round of SSDI payments is set to begin on Wednesday, July 23, 2025. However, not all beneficiaries will receive their money on that date. Here’s everything you need to know about when you can expect your payment, how to check if you’re on the list, and what to do if your payment is delayed.
What is SSDI and Who Qualifies for It?
SSDI is a government program that provides monthly payments to individuals who are unable to work due to a medical disability. Unlike Supplemental Security Income (SSI), which is based on financial need, SSDI eligibility depends on your work history and the amount you’ve paid into the Social Security system through your taxes.
To qualify for SSDI, you must have worked long enough and contributed to Social Security. If you meet these criteria and are unable to work due to a disability, you may be eligible for SSDI benefits.
Social Security Payment Schedule: How It Works
The Social Security Administration (SSA) has a set schedule for distributing SSDI payments, which is based on your birth date. Here’s how it works:
If you were born between the 1st and 10th of the month, you will receive your payment on the second Wednesday of each month.
If you were born between the 11th and 20th, your payment will come on the third Wednesday.
If your birthday falls between the 21st and 31st, you will get your payment on the fourth Wednesday of the month.
For July 2025, the fourth Wednesday falls on July 23, meaning anyone born between the 21st and 31st of any month will receive their payment on this date.
SSDI Payments and July 23, 2025
If you were born between the 21st and 31st, your SSDI payment will be sent on July 23, 2025. If you started receiving benefits before May 1997, even if you receive SSI, your payment could arrive as early as July 1, regardless of your birth date.
To check your payment date and history, you can log into your mySocialSecurity account, the SSA’s official portal. It’s a free and secure way to monitor your finances and ensure everything is up to date.
What to Do If You Don’t Receive Your Payment
If you don’t see your payment arrive on time, there are a few steps you should take:
Check your bank account or card to ensure the payment wasn’t deposited without notification.
Log into mySocialSecurity to confirm your scheduled payment date.
Wait at least three business days. Sometimes, payments may be delayed due to banking or technical reasons.
If more than five business days pass without receiving your payment, contact SSA at 1-800-772-1213 (Spanish line available) for assistance.
Keep Your Information Up to Date
To avoid delays or potential issues with your payments, it’s important to keep your information up to date. Notify the SSA immediately if your address, bank account, or other personal information changes. Additionally, activating bank notifications can help you stay informed about when your payments are deposited. Always be cautious about fraud; the SSA will never ask for your Social Security number by phone or text.
Millions of Americans will receive their SSDI payments on July 23, 2025, so keep an eye on your account, check the mySocialSecurity portal, and contact the SSA if you encounter any issues.
