July 16, 2025 marks a Social Security payment day, but not all retirees or beneficiaries will receive their payments on that day. The Social Security Administration (SSA) has a payment schedule that varies depending on your date of birth and when you started receiving benefits. It’s essential to know when you’re due to receive your monthly payment.
Who Will NOT Receive Their Social Security Payment on July 16, 2025?
If you fall into any of the following categories, you will not receive your Social Security payment on July 16, 2025:
Beneficiaries born between the 1st and 10th of the month:
These individuals already received their payment on Wednesday, July 9, 2025.
Beneficiaries born between the 21st and 31st of the month:
Their payment will be deposited on Wednesday, July 23, 2025.
People who started receiving benefits before May 1997:
These individuals received their payment on Tuesday, July 1, 2025.
SSI (Supplemental Security Income) recipients:
They also received their deposit on Tuesday, July 1, 2025, as is customary each month.
Group That Will Receive Their Social Security Payment on July 16, 2025
People born between the 11th and 20th of the month who started receiving benefits after May 1997 will receive their payment on Wednesday, July 16, 2025.
Social Security Payment Schedule for July 2025:
Tuesday, July 1:
People who have been receiving benefits since before May 1997 and SSI beneficiaries.
Wednesday, July 9:
People born between the 1st and 10th of the month.
Wednesday, July 16:
People born between the 11th and 20th of the month.
Wednesday, July 23:
People born between the 21st and 31st of the month.
How Much Money Will Social Security Beneficiaries Receive in 2025?
The amount of Social Security you receive depends on several factors, such as your earnings history, years worked, and the age at which you retire. However, the following are general averages for Social Security benefits in 2025:
Average retirement payment:
Between $1,900 and $2,000 per month, depending on the individual’s earnings history.
Maximum retirement payment at age 70:
Up to $5,108 per month for those who decide to apply at age 70.
Average Disability Payment (SSDI):
Around $1,537 per month for individuals receiving Social Security Disability Insurance.
Average SSI payment:
About $943 per month for SSI recipients, typically those with low incomes or limited resources.
Why You May Not Receive Your Social Security Payment on July 16
If you are not receiving your Social Security payment on July 16, 2025, it’s likely because you don’t fall under the payment schedule for that date. Be sure to check the exact payment date for your birth date or specific benefit situation to know when to expect your payment.
