As July 2025 begins, millions of Social Security beneficiaries are eagerly anticipating their next monthly payment. However, not all recipients will receive their funds on July 3, 2025. The Social Security Administration (SSA) issues payments according to a specific schedule, and it’s important to know when you can expect your benefits to arrive. Here’s a breakdown of who will and will not receive their payment on July 3, 2025.
Who Will Receive Social Security Payments on July 3, 2025?
- Long-Term Beneficiaries
If you began receiving retirement benefits, Social Security Disability Insurance (SSDI), or survivor benefits before May 1997, you will be among those receiving your payment on July 3, 2025. - Beneficiaries Who Also Receive SSI
If you receive a combination of retirement benefits, SSDI, or survivor benefits, along with Supplemental Security Income (SSI), your payment will also be issued on July 3, 2025.
Who Will NOT Receive Social Security Payments on July 3, 2025?
The vast majority of retirement, SSDI, and survivor beneficiaries will NOT receive their payment on July 3, 2025. Instead, payments will be distributed on one of three specific Wednesdays in July, depending on your birthdate:
Born between the 1st and 10th of the month: Payment will be issued on Wednesday, July 9, 2025.
Born between the 11th and 20th of the month: Payment will be issued on Wednesday, July 16, 2025.
Born between the 21st and 31st of the month: Payment will be issued on Wednesday, July 23, 2025.
Social Security Payment Amounts for July 2025
The amount that Social Security beneficiaries receive depends on their type of benefit. Here are the average monthly payment amounts:
Retired Workers: The average monthly payment is approximately $2,002.39.
Disabled Workers (SSDI): The average monthly payment is $1,581.97.
Survivor Benefits: The average monthly payment for survivors is $1,566.66.
SSI Benefits: The average monthly payment for SSI recipients is $718.30.
Why the Payment Schedule Matters
The SSA follows a set payment schedule, and the exact date of payment depends on your birthdate. The SSA issues payments monthly, but because of holidays or weekends, some payments may be moved up to the previous business day. It’s always essential to check your specific payment date, so you know when to expect your funds.
While July 3, 2025 will be an important payment day for some Social Security and SSI recipients, many will receive their payments on the 9th, 16th, or 23rd of July, depending on their birthdate. Knowing when to expect your payment can help you plan ahead for your monthly expenses. Stay informed and make sure you understand your payment schedule to avoid confusion.
