Washington residents deciding between renting and owning a home must understand key laws under the Residential Landlord-Tenant Act (RLTA), which governs rentals, alongside property ownership responsibilities. These laws emphasize habitability, fair practices, and eviction procedures for renters, while owners face maintenance, tax, and zoning duties without tenant protections. Knowing both helps weigh flexibility against equity-building.
Tenant Rights
Tenants have the right to a habitable unit meeting health and safety codes, including working plumbing, heating, electricity, and secure locks. Landlords must provide 48 hours’ written notice before non-emergency entry, and tenants are protected from discrimination based on race, disability, familial status, and more. Security deposits are capped at one month’s rent (unfurnished) or two months (furnished), with full refunds minus documented damages due within 21 days of move-out.​
Landlord Duties
Landlords must maintain structural components like roofs and foundations in good repair, control pests (except in single-family homes if tenant-caused), and ensure weather-tight conditions. They provide essential utilities, fire safety notices, and mold hazard information, with prompt repairs required for habitability issues. Evictions require court processes for nonpayment or violations, with notices like 14 days for rent or 10 days to comply.​
Renting Pros and Cons
Renting offers flexibility to move with 20 days’ notice for month-to-month tenancies and no maintenance costs, as landlords handle repairs. However, no equity builds, rents can rise with 60 days’ notice (month-to-month), and late fees up to 20% apply after grace periods. Tenants follow lease rules on pets and guests but gain privacy protections.​
Owning Pros and Cons
Homeowners build equity over time, pay no rent after mortgage payoff, and customize freely without landlord approval. Owners handle all maintenance, property taxes, insurance, and local zoning compliance independently. No RLTA protections apply, but sales provide financial security unlike perpetual renting.​
Key Decision Factors
| Aspect | Renting | Owning |
|---|---|---|
| Upfront Costs | First month’s rent + deposit | Down payment + closing costs |
| Maintenance | Landlord responsibility | Owner responsibility |
| Flexibility | High, short notice to move | Low, selling takes time |
| Long-term Cost | Ongoing rent, no equity | Mortgage builds wealth |
| Legal Oversight | RLTA protections | Property taxes, HOA rules |














