Renting vs. Owning: Key Tenant and Landlord Laws Every New Mexico Resident Must Know

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Renting vs. Owning: Key Tenant and Landlord Laws Every New Mexico Resident Must Know

New Mexico’s Uniform Owner-Resident Relations Act (UORRA) governs renting and owning, balancing tenant protections with landlord rights under NMSA Chapter 47, Article 8. Tenants enjoy habitability guarantees, while landlords can collect rent and evict for cause via court, with no statewide rent control but limits on late fees (10% of monthly rent).​

Tenant Rights

Tenants can withhold up to one-third of rent (or full if uninhabitable) after 7 days’ notice for major repairs, but repair-and-deduct is prohibited. Landlords must provide 24 hours’ notice for entry except emergencies, return deposits within 30 days minus deductions, and disclose fees/utilities. Evictions require 3-day nonpayment notice or 7-day cure-or-quit for violations, followed by court process—no self-help lockouts.​

Landlord Responsibilities

Landlords maintain safe properties, pay interest on deposits over one month’s rent, and give 30 days’ notice for rent hikes on month-to-month leases. Application fees are allowed but must be reasonable; 2025 laws cap certain add-on fees for transparency.​

Key Differences

AspectRenting (Tenant)Owning (Landlord)
Security DepositRefundable within 30 daysOne month’s rent max; interest if more â€‹
Rent Increases30 days’ notice requiredNo limits, but notice mandatory â€‹
MaintenanceWithhold rent for failuresMust comply with codes â€‹
EvictionCourt-only protectionFormal process for cause â€‹

SOURCES

[1](https://innago.com/new-mexico-landlord-tenant-laws/)
[2](https://www.hemlane.com/resources/new-mexico-tenant-landlord-law/)
[3](https://www.doorloop.com/laws/new-mexico-landlord-tenant-rights)
[4](https://www.turbotenant.com/rental-lease-agreement/new-mexico/laws/)
[5](https://www.nolo.com/legal-encyclopedia/overview-landlord-tenant-laws-new-mexico.html)

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