On Wednesday, July 23, 2025, the Social Security Administration (SSA) will make its monthly payments to those beneficiaries born between the 21st and 31st of any month. This group falls into the third cycle of monthly payments, which are typically made on the fourth Wednesday of each month. If you’re someone whose birthday falls within these dates, it’s important to understand how much you’ll receive and what to do if there are any issues with your payment.
Payment Schedule by Date of Birth
The Social Security payment system in the United States is organized by the recipient’s birth date. Payments are made on specific Wednesdays each month, depending on when a person was born:
If you were born between the 1st and 10th of the month, your payment will be made on the second Wednesday.
Those born between the 11th and 20th receive their payments on the third Wednesday.
If your birthday falls between the 21st and 31st, like in this case, you will receive your payment on the fourth Wednesday, which in July 2025 is July 23rd.
How Much Will You Receive?
The amount you receive from Social Security varies depending on factors like your work history, how long you worked, and your retirement age. Here’s an overview of what beneficiaries can expect in 2025:
Average monthly payment: If you retired at the full retirement age, you will typically receive about $1,907 per month.
Early retirement: If you retired early, your payment will be lower, around $1,500 on average.
Late retirement: If you chose to wait until age 70 to retire, your monthly payment can go up to $2,700 or even more.
These amounts are estimates, and your actual payment might be higher or lower based on your specific situation.
Who Qualifies for This Payment?
The payments on July 23, 2025, are for Social Security retirement beneficiaries born between the 21st and 31st of any month. Some people who receive disability benefits (SSDI) or survivor benefits may also be eligible, as long as they don’t receive a combined payment with Supplemental Security Income (SSI). It’s important to note that SSI recipients follow a different payment schedule.
What to Do If You Don’t Receive Your Payment
If your payment doesn’t arrive as scheduled, the SSA recommends waiting at least three business days after the expected date before taking any action. If the payment still hasn’t shown up after that, you should contact the Social Security office directly. You can also check your account online to see if there’s been any update on your payment status.
To prevent delays in payments, make sure your banking and contact information is always up to date in the Social Security system. This includes your address, bank account number, and personal details. Updating this information is easy to do through the official website or by visiting a local Social Security office.
On July 23, 2025, thousands of Social Security beneficiaries born between the 21st and 31st will receive their monthly payments. These payments play a crucial role in providing financial stability for many people in the United States. To ensure your payment arrives on time, stay informed about the payment schedule and make sure your information is up to date with the SSA. If there are any issues, don’t hesitate to reach out to the Social Security office for assistance.
