Good news is on the way for thousands of retirees in the U.S., as the Social Security Administration (SSA) is set to issue the next payment of up to $5,108 on Wednesday, August 13, 2025. Here’s everything you need to know about who qualifies for this payment and how it’s determined.
Who Will Receive Up to $5,108 in August 2025?
The maximum monthly payment of $5,108 applies to retirees who have delayed their Social Security benefits until the age of 70. By doing so, they accumulate the maximum possible credit for postponement. To qualify for this amount, individuals must meet the following conditions:
Worked and contributed to Social Security for at least 35 years
Reached the maximum taxable income limit in most of those years
Waited until age 70 to claim their retirement benefits
It’s important to note that not all beneficiaries will receive this amount, as the exact figure depends on the individual’s income history and the age at which they began receiving benefits.
Important Dates for Social Security Beneficiaries
For those receiving their Social Security retirement benefits in August 2025, the payment will be issued on August 13 for individuals born between the 11th and 20th of any month. Payments are scheduled based on your birthdate:
1st to 10th of the month: Payment on the second Wednesday
11th to 20th: Payment on the third Wednesday (August 13)
21st to 31st: Payment on the fourth Wednesday
How to Check Your SSA Benefits
To find out exactly how much you will receive, you can log into your personal account at My Social Security, the SSA’s online platform. There, you can check:
Your updated monthly estimate
The date of your next payment
Your contribution history
Additionally, the SSA provides an official estimate each year. In 2025, the average monthly benefit for a retiree is about $1,907, although this varies depending on individual circumstances.
What to Do if Your Payment Doesn’t Arrive on Time?
If you don’t receive your direct deposit or check by August 13, the SSA recommends:
Wait at least 3 business days
Contact 1-800-772-1213 or visit your local Social Security office
Verify that your bank details are up to date in your My Social Security account
The upcoming Social Security payment on August 13, 2025, will bring important financial support for many retirees. By meeting specific conditions, such as working for at least 35 years and waiting until age 70 to claim benefits, some individuals will qualify for the maximum payment of $5,108. Be sure to check your Social Security account to confirm your exact benefits and stay on top of any changes.
