As July 2025 comes to an end, those who receive monthly payments from the Social Security Administration (SSA) will not see any more deposits this month. The SSA follows a fixed monthly schedule, and all July payments have already been issued. If you’re waiting for another deposit, you’ll need to wait until August. This can be confusing for some people, especially those depending on these funds for monthly expenses.
Who Has Already Received Their July Payment?
Most people who get Social Security money have already been paid in July. This includes retirees, people getting Social Security Disability Insurance (SSDI), and those receiving Supplemental Security Income (SSI). If you’re among them, your next deposit will arrive based on August’s schedule.
How Does the SSA Payment Schedule Work?
The Social Security Administration follows a simple rule for monthly payments:
For Retirement and SSDI Payments:
People are paid based on their birthdate:
If you were born between the 1st and 10th, you get paid on the second Wednesday of the month.
If your birthday is between the 11th and 20th, you receive your payment on the third Wednesday.
Those born between the 21st and 31st get paid on the fourth Wednesday.
For SSI Payments:
You receive your payment on the 1st of each month.
If you also get retirement benefits or started collecting before May 1997, your payment comes on the 3rd of the month.
Last July Payment Was on July 24
The final Social Security deposit for July was issued on Wednesday, July 24, 2025. After this date, there are no more payments until the start of August. This gap may cause concern for people relying on regular deposits, but it simply follows the SSA’s routine calendar.
When Will the August 2025 Payments Arrive?
The next wave of deposits begins on Thursday, August 1, for people who receive only SSI payments. Then, Saturday, August 3, is the date for those who receive both retirement and SSI benefits or began collecting retirement payments before May 1997.
Here’s the full August 2025 payment schedule for Social Security:
August 1 (Thursday): SSI-only beneficiaries
August 3 (Saturday): Combined benefits or early retirees (before May 1997)
August 14 (Wednesday): Birth dates between 1st and 10th
August 21 (Wednesday): Birth dates between 11th and 20th
August 28 (Wednesday): Birth dates between 21st and 31st
How Much Can You Get From Social Security in 2025?
In 2025, the maximum monthly Social Security payment is $5,108, but this amount is rare. Most people receive around $2,000 per month. To qualify for the maximum payment, you must:
Delay retirement until age 70
Work and pay into Social Security for at least 35 years
Earn 40 work credits (usually gained by working 10 years)
Pay Social Security taxes throughout your career
There are no more Social Security deposits coming in July 2025. The next round of payments will start in August, following the regular SSA schedule. If you didn’t receive your payment in July, it likely means your deposit is coming in early or mid-August, depending on your birth date and type of benefits. For accurate information and updates, it’s best to check your account at SSA.gov or contact an SSA representative. Always keep track of your payment dates to avoid confusion and plan your monthly budget more effectively.
